Infos for : Mortgages |
Blu-ray vs. HD DVDYou’ve heard the story before. Technology pushes onward and a new media replaces an aging stalwart. In the 1980s, it was Betamax vs. VHS tape. Today, it is Blu-ray vs. HD DVD. The traditional DVD is on its way out. There’s little disagreement about that. The DVD player’s red laser is losing its appeal and the new blue laser of upstart competitors is gaining more attention. Alternatives boast considerably more storage space and flexibility—necessities as the HDTV era establishes itself and consumers’ tastes for products loaded with extras grows. The only question is who comes next. There are two primary contenders, Blu-ray and HD DVD, but no clear winner. HD DVD disks will hold 15 GB of data on a single layer, 30 GB with dual layering. Tests substantiate a 45 GB capacity with a theoretical limit of 60 GB. That 15/30/45/60 line looks good compared to today’s DVD. However, when one compares it to Blu-ray capabilities at 25/50/100/200, it seems unthinkable that HD DVD could grab a market share advantage. HD DVD, however, has a few advantages. First, it’s cheaper to make. Compared to Blu-ray, factory retooling is a breeze. Second, it’s probably sturdier. Bother options have thinner protective layers than the DVD, but one may be able to pierce the Blu-ray’s protective shield too easily. Third, HD DVD is closer to being ready for mass production and distribution. Major players have lined up behind both options. Hopes for cooperative abandonment of the competing options for a standardized format have dissipated. One of the two options will probably emerge as the “next big thing.” That outcome could be determined by storage capabilities, market penetration, consumer preference or durability. It might also be decided by who can first develop an optimal security system to appease studios and content producers concerned about piracy. VHS trumped the ostensibly superior Betamax back in the days when videotape was cutting-edge. Soon we’ll learn whether consumers are ready to embrace the massive storage advantage of Blu-ray or the “it was here first” appeal of HD DVD. Written by AdminGuy at DVDHardware.co.uk - DVDHardware provides information on DVD Players, DVD Writers, Latest DVD News and Reviews and more.
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RisMedia.com (press release)
BusinessWeek
8 (Bloomberg) -- Mortgage bonds with US government guarantees fell relative to Treasuries after data showed more homeowners with low interest rates ...
WSJ: Federal Backing of Mortgages Could Be Paid by Industry Fees
30-Year Fixed-Rate Mortgage: An Endangered Species? (Part 1)
Ginnie Mae mortgage-backed securities have a solid record

Credit.com News
UPI.com
8 (UPI) -- The Mortgage Bankers Association said Wednesday US mortgage activity decreased in the latest weekly survey, while interest rates increased. ...
Mortgage applications drop but purchase index increases
Mortgage Applications, Refis Hurt by Job Market Stagnation
MBA: Mortgage applications rise
Wall Street Journal
MEXICO CITY (Dow Jones)--Mexico's biggest home lender, federal housing fund Infonavit, plans to sell 1.5 billion pesos ($115 million) of its mortgage bonds, ...
MarketWatch (press release)
CHARLOTTE, NC, Sept 08, 2010 /PRNewswire via COMTEX/ -- Average mortgage rates rose slightly this week, according to the LendingTree Weekly Mortgage Rate ...
LendingTree.com Weekly Mortgage Rate Pulse Reports Average Rates Rise Slightly
The Associated Press
NEW YORK — Tax preparation company H&R Block has struggled for the last two tax seasons and faces uncertainty over the mortgages it still holds from its ...

Boston Globe
The Associated Press
The lenders will be required to forgive at least 10 percent of the original mortgage amount. Investors who have control over the mortgages as part of their ...
More Help For Homeowners
Volatile Housing Market Baffles Homeowners
A New Program To Attack Underwater Mortgages

Gamut News (blog)
LoanSafe
(LoanSafe.org) – Ahoy underwater homeowners with an FHA mortgage! The captains of the US government have thrown you a ...
FHA ups mortgage insurance premiums
FHA Commissioner: GSE's Considering Principal Forgiveness in Short Refi's
CalHFA Provides Low-Interest Loans To First-Time Buyers
Seattle Post Intelligencer (blog)
The plot relied on a system of "straw buyers" and falsified mortgages. Prosecutors say Korn was responsible for closing real-estate transactions and for ...

The Guardian
The Guardian
The commission alleged Goldman had packaged up mortgages into Abacus and then sold the CDO to investors without telling them one of its powerful clients, ...
Wall Street Journal
Mortgage insurers could quadruple their market share as the Federal Housing Administration raises rates and pushes homebuyers into the private ...
Radian CEO to Provide Commentary during KBW Insurance Conference